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30 Year Fixed

5.875% APR


10 Year Interest Only

6.125% APR

Stay up to date on Jumbo Lending - Rates / Trends / Insights



Here are three specialty programs we created for our exclusive clients.

01. Accept Plus

For clients that have a lot of equity, good credit and significant assets but are short on traditional income.

  • Purchase or Refinance

  • Use assets to qualify

  • No Tax Returns needed

02. Purchase Plus

Designed for clients purchasing luxury homes that wish to preserve their liquid assets.

  • Only 30% down to $10 Million

  • No Mortgage Insurance

  • 25% down up to $5,000,000

03. Investment Plus

For clients looking to properly manage their investment properties.

  • No limit on number of properties

  • Interest-Only with 40-Year term available to manage cashflow

  • Qualify with just Rent Rolls

  • Loans to $30 Million

  • Unlimited Cash Out



Jumbo Loan

  • Exceeds the loan limit set by Freddie Mac and Fannie Mae. Typically, in most counties the Jumbo Loan limit is $453,100 but in some areas due to higher home prices, that limit is $679,650.

Fixed Rate

  • Provides the homeowner with a fixed interest rate and payment throughout the life of the loan, as opposed to an adjustable rate.

Adjustable Rate Mortgage

  • A loan with an interest rate that changes. There is an initial period where the rate is fixed, after which, the interest rate adjusts according to the market and loan terms.


  • A borrower has the option to only make monthly interest payments due on a mortgage for a preset term, which is usually between 5 to 10 years.


  • Offers long-term financing to eligible American veterans and is guaranteed by the U.S. Department of Veterans Affairs (VA).  It can be obtained without a down payment and doesn’t require private mortgage insurance.

  • SUPER JUMBO VA to 1.1 Million, 100% financing, no mortgage insurance and cash out.


  • Insured by the Federal Housing Administration (FHA), this loan gives the flexibility of buying a home with a lower down payment and credit score.


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