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30 Year Fixed
10 Year Interest Only
Here are three specialty programs we created for our exclusive clients.
01. Accept Plus
For clients that have a lot of equity, good credit and significant assets but are short on traditional income.
Purchase or Refinance
Use assets to qualify
No Tax Returns needed
02. Purchase Plus
Designed for clients purchasing luxury homes that wish to preserve their liquid assets.
Only 10% down to $2.5 Million
No Mortgage Insurance
25% down up to $5,000,000
03. Investment Plus
For clients looking to properly manage their investment properties.
No limit on number of properties
Interest-Only with 40-Year term available to manage cashflow
Qualify with just Rent Rolls
Loans to $3 Million
Unlimited Cash Out
Exceeds the loan limit set by Freddie Mac and Fannie Mae. Typically, in most counties the Jumbo Loan limit is $453,100 but in some areas due to higher home prices, that limit is $679,650.
Provides the homeowner with a fixed interest rate and payment throughout the life of the loan, as opposed to an adjustable rate.
Adjustable Rate Mortgage
A loan with an interest rate that changes. There is an initial period where the rate is fixed, after which, the interest rate adjusts according to the market and loan terms.
A borrower has the option to only make monthly interest payments due on a mortgage for a preset term, which is usually between 5 to 10 years.
Offers long-term financing to eligible American veterans and is guaranteed by the U.S. Department of Veterans Affairs (VA). It can be obtained without a down payment and doesn’t require private mortgage insurance.
SUPER JUMBO VA to 1.1 Million, 100% financing, no mortgage insurance and cash out.
Insured by the Federal Housing Administration (FHA), this loan gives the flexibility of buying a home with a lower down payment and credit score.